David C. Halberg is a Life, Accident & Health Insurance Broker. He is also an Accredited Asset Management Specialist designee. Prior to starting KDB, he headed the Latin American Crisis Management practice of American International Underwriters (AIU) for nearly seven years. AIU is a member company of American International Group, Inc. On a daily basis, he managed the kidnap & ransom insurance needs of high net worth individuals. Fluent in both Spanish and Portuguese, he lived and worked in Mexico, Brazil, and Chile. He received his Masters of Public and International Affairs (MPIA) from the Graduate School of Public and International Affairs at the University of Pittsburgh.